Terms of Use

Last updated: 20 December 2025

Welcome to fundbeginner.com (“Website”, “we”, “us”, or “our”). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the Website.

1. Purpose of the Website

fundbeginner.com is an educational website designed to provide beginner-friendly information about investing. The content is for general informational and educational purposes only and is not intended as financial, investment, legal, or tax advice.

2. No Financial Advice and No FCA Regulation

Nothing on this Website constitutes financial, investment, legal, or tax advice. We do not provide financial advice of any kind.

fundbeginner.com is an educational website only and is not regulated by the Financial Conduct Authority (FCA) or any other financial regulator.

All content is provided for general informational and educational purposes only. You should not rely on any information on this Website as a substitute for professional advice.

If you are unsure about any financial decision, you should seek independent financial advice from a qualified professional.

You acknowledge that any actions you take based on information from this Website are taken entirely at your own risk, and we accept no responsibility for the outcomes of those actions.

3. Use of the Website

By using this Website, you agree that you will:

  • Use the Website for lawful purposes only
  • Not misuse, disrupt, or attempt to gain unauthorized access to the Website
  • Not copy, reproduce, or redistribute content without permission
  • Not use the Website in any way that could harm others or the Website itself

We reserve the right to restrict or terminate access to the Website at our discretion, without notice.

4. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, design, and layout, is owned by or licensed to fundbeginner.com and is protected by applicable copyright and intellectual property laws.

You may view, download, and print content for personal, non-commercial use only. Any other use requires our prior written consent.

5. User Content, Comments, and Submissions

If you submit comments, messages, feedback, or other content through our contact forms, comment sections, or other features:

  • You confirm that your content is lawful, accurate, and not misleading
  • You agree not to post harmful, abusive, promotional, or unlawful material
  • You grant us the right to display, moderate, edit, or remove your content at our discretion

Comments and user-generated content reflect the views of the individual user only. We are not responsible for any advice, opinions, or statements made by users on the Website.

6. Third-Party Links, References, and Recommendations

The Website may include links to third-party websites, tools, services, products, or resources for informational purposes, convenience, or reference.

We do not control, endorse, or guarantee the accuracy, reliability, or suitability of any third-party content. Any references or recommendations are provided on an “as is” basis.

You should always conduct your own independent research before relying on or engaging with third-party websites or services.

We accept no liability for any loss or damage arising from your use of third-party links or reliance on third-party information.

7. Limitation of Liability

To the maximum extent permitted by law, fundbeginner.com, its owners, contributors, and affiliates shall not be liable for any losses or damages whatsoever, including but not limited to:

  • Financial losses or investment losses
  • Loss of profits, income, or opportunities
  • Loss of data or business interruption
  • Indirect, incidental, special, or consequential damages

This includes losses arising from:

  • Use of or reliance on Website content
  • Downloading or using guides, resources, or tools
  • Use of personalised tools, calculators, or features
  • Decisions made based on information provided
  • Errors, omissions, or outdated information
  • Inability to access the Website or services

Your use of this Website is entirely at your own risk, and you agree that we cannot be held liable for any outcome resulting from your use of the Website.

8. Affiliate Disclosure, Paid Content, and Refunds

Some pages on this Website may contain affiliate links. This means we may earn a commission if you click on a link and make a purchase, at no additional cost to you.

We may offer paid content, premium features, downloadable guides, tools, or services, which may require payment, subscription, or access fees.

All purchases are final unless otherwise stated at the point of sale. Refunds or cancellations, if offered, will be clearly explained on the relevant sales page or checkout. We reserve the right to refuse refunds where digital content has already been accessed or downloaded, unless required by law.

Any paid deals, partnerships, or promotions do not constitute financial advice or endorsements. You are responsible for evaluating whether any product, service, or paid content is suitable for you.

9. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect and use personal data.

You can view our Privacy Policy here:
https://fundbeginner.com/privacy-policy

10. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be effective immediately upon posting on this page. Your continued use of the Website constitutes acceptance of the updated terms.

11. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of England and Wales, without regard to conflict of law principles.

12. Contact Information

If you have any questions about these Terms of Use, you can contact us:

By using fundbeginner.com, you acknowledge that you have read, understood, and agreed to these Terms of Use.